BizFlowKit – Precision Business Math & Tax Compliance Suite (FY 2026-27)
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FINANCE ACT & INCOME TAX REFORMS // FY 2026-27

BUSINESS MATH.
ZERO NONSENSE.

Direct calculations for GST, salaried take-home, presumptive tax (44ADA), capital gains, and MSME 43B(h) compliance in India. 100% free, private, client-side math.

check_circle 100% Client-Side Engine check_circle Zero Data Harvesting check_circle FY 2026-27 Active Slabs
STATUTORY SIMULATOR
SIMULATOR v2.6
ANNUAL CTC ₹15,00,000
₹3L (Rebate Tier) ₹25L ₹50L
ESTIMATED NET MONTHLY IN-HAND
₹1u{20b9}2,400 / month

verified Includes ₹75k Std Deduction + Section 87A Full Rebate

TAX REBATE SEC 87A APPLIED
STD DEDUCT ₹75,000
EST. EPF (12%) ₹6,000/mo
Instant Engine < 2ms
⚡ 100% CLIENT-SIDE MATH • 🔒 ZERO TRACKING OR DATA HARVESTING • 🇮🇳 BUDGET FY 2026-27 COMPLIANT • 💸 NO FAKE PAYWALLS • 🛡️ NEW INCOME TAX ACT 2025 ACTIVE • ⚡ 100% CLIENT-SIDE MATH • 🔒 ZERO TRACKING OR DATA HARVESTING • 🇮🇳 BUDGET FY 2026-27 COMPLIANT • 💸 NO FAKE PAYWALLS • 🛡️ NEW INCOME TAX ACT 2025 ACTIVE
16+ Direct Compliance Tools
FY 2026-27 Budget & Tax Act Rules
100% Free Zero Gated Paywalls
< 5ms Instant Client Calculations
// PRODUCTION SUITE

THE COMPLIANCE CHEAT SHEET.

Select your calculation target below. Zero sign-up hoops for everyday financial arithmetic.

FREE SUITE ⚡ receipt_long

GST Invoice Generator Pro

Generate clean, compliant Tax Invoices, Proforma Invoices, Purchase Orders, and Delivery Challans with automatic CGST/SGST/IGST splitting and instant print slips.

LAUNCH GENERATOR arrow_outward
PENALTY DEFENSE 📅 event_available

GST Due Date Checker

Track 10-year statutory deadlines (2026-2036) for GSTR-1, GSTR-3B, and GSTR-9 across Category A & B states with Sunday rollover logic.

CHECK DEADLINES arrow_outward
RULE 88A / SEC 49 ⚖️ account_balance_wallet

GST ITC Offset Calculator

Simulate the exact Table 6.1 GSTR-3B set-off waterfall to utilize IGST credit first and minimize net cash tax outflow.

RUN ITC MATRIX arrow_outward
SECTION 47 ⏳ hourglass_empty

GST Late Fee Calculator

Calculate daily statutory late fees under Section 47 across turnover brackets and 18% p.a. Section 50 interest on delayed returns.

AUDIT LATE FEES arrow_outward
SECTION 50 📈 trending_up

GST Interest Calculator

Compute 18% p.a. on delayed net cash tax and 24% p.a. on wrongful ITC utilization with Electronic Cash Ledger credit protection.

CALCULATE INTEREST arrow_outward
SLAB BREAKDOWN 🧾 calculate

GST Calculator Online

Split CGST, SGST, and IGST across 5%, 12%, 18%, and 28% tax slabs with reverse tax stripping and instant copy slips.

SPLIT AMOUNTS arrow_outward
2026 REBATE 💸 payments

Salary Take-Home Calculator

Understand your exact net in-hand bank credit after ₹75,000 standard deduction, EPF, PT, and Section 87A rebate up to ₹12 Lakh.

CALCULATE IN-HAND arrow_outward
LABOUR CODE ���� view_agenda

Salary Breakup Generator

Design compliant CTC structures adhering to the 50% Basic wage mandate, Metro HRA caps, PF, and Special Allowances.

GENERATE BREAKUP arrow_outward
SEC 10(13A) 🏠 home_work

HRA Exemption Calculator

Calculate house rent tax exemptions with the 50% basic salary cap expanded across India’s top 8 metro IT and commerce hubs.

OPTIMIZE HRA arrow_outward
FREELANCERS 💼 work_outline

Presumptive Tax (44AD / 44ADA)

Calculate deemed income tax for professionals (50% u/s 44ADA) and businesses (6%/8% u/s 44AD) with single March 15 advance tax.

ESTIMATE TAX arrow_outward
₹1.5L CAP 🛡️ savings

Section 80C Tax Planner

Track PPF, ELSS, EPF, and Life Insurance towards the ₹1,50,000 threshold and calculate direct tax savings in the Old Tax Regime.

PLAN DEDUCTIONS arrow_outward
12.5% LTCG 📊 query_stats

Capital Gains Calculator

Compute Equity, Mutual Funds, and Real Estate capital gains under Budget reforms: flat 12.5% LTCG and 20% STCG with ₹1.25L exemption.

CALCULATE GAINS arrow_outward
AY 2026-27 📚 menu_book

TDS Rate Chart & Calculator

Real-time deduction engine for Sections 194C, 194J, 194-I, 194T (Partner Remuneration), and 194Q with PAN penalty rates.

VIEW TDS CHART arrow_outward
STATUTORY 45-DAY 🏭 domain

MSME Delayed Payment Calc

Calculate Section 16 compound penal interest at 3x the RBI bank rate with monthly rests, and draft instant legal demand notices.

RECOVER DUES arrow_outward
TAX DISALLOWANCE ⚖️ gavel

MSME 43B(h) Tax Auditor

Audit overdue vendor invoices to identify buyer tax disallowance exposure and penal interest liabilities.

AUDIT RISK arrow_outward
CHART.JS & AMORTIZATION 🏦 account_balance

Loan EMI Calculator

Interactive sliders, visual principal vs interest breakdown, full amortization schedule table, and 1-click printable slip.

CALCULATE EMI arrow_outward

STOP DOING TAX MATH IN BROKEN SPREADSHEETS.

Fast, accurate, and completely transparent financial utilities built specifically for the Indian statutory ecosystem.